OVERVIEW
Every public interaction creates an exposure
Public Liability insurance is designed to respond when a third party alleges that your business caused accidental injury or damage to their property. Cover may include legal defence costs and compensation, subject to the policy terms, limits and exclusions.
CORE PROTECTION
For incidents beyond your own workforce
Injury.
Claims from customers, visitors, contractors or members of the public who are accidentally injured.
Property damage.
Accidental damage to third-party property arising from your business activities.
Defence costs.
Legal representation and investigation costs may be included where the policy responds.
WHO IT HELPS
Is this relevant to your organisation?
Businesses, sole traders, contractors, landlords, event organisers and organisations that interact with clients, visitors or the public. Cover is subject to underwriting, policy terms, conditions, limits and exclusions.
YOUR CHOICE
Understand more. Or begin
Read the detailed guide, or go directly to the proposal route if you are ready to tell us about the risk.