QUICK ANSWER
What makes one hotel risk different from another?
Risk can change according to room count, occupancy, building construction, restaurants and bars, leisure facilities, events, staff numbers, laundry or kitchen operations, guest property, online booking systems and the dependence on one location or key services.
PROPOSAL INFORMATION
Describe the property and guest operation
- Number of rooms, occupancy and annual turnover.
- Building age, construction and any listed or unusual features.
- Restaurants, bars, kitchens and function facilities.
- Gyms, pools, spas or other leisure facilities.
- Employees, contractors and seasonal staff.
- Guest property, cash, booking and payment systems.
- Laundry, plant, lifts and other key equipment.
- Claims, fires, water damage, thefts, injuries or interruptions.
CONTROLS
Show how guest safety and property risk are controlled
Useful evidence can include fire and evacuation procedures, kitchen and extraction maintenance, water and plant maintenance, security, staff training, contractor controls, food-safety procedures, incident reporting, cyber access controls and continuity arrangements for critical systems and utilities.
Return to Occupations or see the Commercial Insurance Proposal Guide.
Describe the hotel before thinking about the policy
DIBNI acts as an introducer. Any advice, recommendation, placement or policy terms remain matters for the receiving insurance professional and insurer.